Mortgage Rates
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of Realtors Research Department. Information deemed reliable, however not guaranteed.
Mortgage Rates in Hawaii as of Monday, February 6, 2012
| Lender | Term/Type | Interest rate, % | Points, % | *ARP |
|---|---|---|---|---|
|
Aina Mortgage 263-2462 NMLS#388196 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.125 3.625 2.500 |
0.000 0.000 0.000 |
3.184 3.658 3.109 |
|
Aloha Happy Mortgage LLC 888-9013 NMLS#790278 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.000 3.625 2.500 |
0.500 0.125 0.250 |
3.160 3.683 3.071 |
|
American Home Finance 534-1945 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.250 3.750 2.870 |
0.000 0.000 0.000 |
3.350 3.875 3.250 |
|
American Savings Bank 593-1226 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.875 3.625 2.625 |
1.500 1.875 2.125 |
3.185 3.836 3.252 |
|
Bank of Hawaii 877-616-2636 NMLS#473824 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.625 2.999 |
1.500 1.375 0.000 |
2.966 3.738 3.407 |
|
Castle & Cooke Mortgage 627-9834 NMLS#384418 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.250 3.625 2.625 |
0.500 2.000 2.000 |
3.441 3.857 3.307 |
|
Central Pacific HomeLoans 356-4000 NMLS#416615 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.500 2.500 |
1.500 1.875 2.125 |
3.060 3.711 2.948 |
|
CUSO of Hawaii 539-0193 NMLS#325608 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.000 3.750 3.625 |
1.000 1.500 1.000 |
3.175 3.895 3.236 |
|
Finance Factors 522-2000 NMLS#449916 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.375 3.125 |
0.875 1.750 1.500 |
2.963 3.564 3.376 |
|
First Hawaiian Bank 643-4663 NMLS#420391 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.500 2.750 |
2.000 2.000 2.000 |
3.080 3.690 3.340 |
|
HomeStreet Bank 596-0343 NMLS#417396 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.375 2.625 |
1.250 2.500 0.500 |
3.084 3.745 3.414 |
|
Honolulu HomeLoans 681-7500 NMLS#314918 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.500 2.625 |
1.875 2.125 1.100 |
3.086 3.710 3.412 |
|
Imperial Mortgage 263-6363 NMLS#289505 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.500 2.375 |
1.250 1.375 1.250 |
3.033 3.684 3.169 |
|
Lau, Donald Mortgage 732-8893 NMLS#299579 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.500 3.625 |
2.000 2.000 2.000 |
3.125 3.722 3.382 |
|
Legacy Mortgage 545-2212 NMLS#389862 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.625 3.250 2.375 |
2.250 2.500 0.625 |
2.953 3.454 3.094 |
|
Mann Mortgage 566-0505 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.750 3.500 2.750 |
2.000 2.000 1.500 |
3.512 3.731 3.420 |
|
Mason-McDuffie Mortgage 566-0138 NMLS#274184 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.125 3.875 3.875 |
1.000 0.500 0.500 |
3.379 3.982 3.982 |
|
Miranda, Violet Mortgage 488-7749 NMLS#250816 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.623 3.375 2.375 |
1.750 1.625 1.000 |
3.015 3.598 3.558 |
|
Mortgage Express 532-9555 NMLS#372160 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.875 3.625 2.875 |
0.000 0.125 0.000 |
3.005 3.721 3.495 |
|
Pyramid Mortgage 457-4499 NMLS#339263 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.875 3.500 2.875 |
2.000 2.000 2.000 |
3.007 3.578 3.258 |
|
Savvy Realty & Loans 926-3700 NMLS#323171 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.875 3.625 2.750 |
0.000 0.000 0.000 |
2.985 3.687 2.809 |
|
Territorial Savings 946-1400 NMLS#449554 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
2.875 3.625 4.250 |
1.375 1.625 2.000 |
3.128 3.789 3.376 |
*APR (Annual Percentage Rate) reflects the cost of interest, points and all other finance charges, based on a $200,000 owner-occupant loan. The APR shown for 1-Year ARM loans is computed based on the current value of the underlying rate index. Most ARMs have rate caps, both on how much the interest rate may change each year and over the life of the loan.
