Mortgage Rates
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of Realtors Research Department. Information deemed reliable, however not guaranteed.
Mortgage Rates in Hawaii as of Thursday, September 2, 2010
| Lender | Term/Type | Interest rate, % | Points, % | *ARP |
|---|---|---|---|---|
|
Aina Mortgage 263-2462 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 4.250 3.375 |
0.000 0.000 0.000 |
3.812 4.286 3.431 |
|
Akamai Mortgage Hawaii 526-3500 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 4.250 3.000 |
0.000 0.000 0.000 |
3.990 4.350 3.230 |
|
American Family Lending 888-9013 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.625 4.125 2.875 |
0.000 0.000 0.000 |
3.815 4.168 3.090 |
|
American Home Finance 534-1945 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.625 4.125 3.000 |
0.000 0.000 0.000 |
3.730 4.224 3.350 |
|
American Savings Bank 593-1226 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 4.000 3.125 |
1.875 1.625 2.000 |
3.751 4.197 3.420 |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 3.875 3.250 |
1.625 2.125 1.500 |
3.613 4.053 3.288 |
|
Castle & Cooke Mortgage 627-9834 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 4.000 2.875 |
0.000 2.000 2.000 |
3.864 4.237 3.744 |
|
Central Pacific HomeLoans 356-4000 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 3.875 3.125 |
1.875 2.375 2.000 |
3.753 4.135 3.321 |
|
CUSO of Hawaii 539-0193 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.625 4.000 3.500 |
2.000 1.500 1.000 |
3.959 4.149 3.273 |
|
Finance Factors 522-2000 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 4.000 3.875 |
1.750 1.500 1.250 |
3.666 4.146 3.535 |
|
First Hawaiian Bank 643-4663 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.500 4.000 3.500 |
2.000 2.000 2.000 |
3.840 4.190 3.440 |
|
Guild Mortgage 263-4622 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.500 4.000 3.000 |
2.000 1.750 1.750 |
3.904 4.209 3.198 |
|
Hawaii National Bank 528-7848 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 3.875 5.500 |
2.000 2.000 1.750 |
3.692 3.928 4.100 |
|
HomeStreet Bank 596-0343 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.500 3.875 3.125 |
1.500 2.000 1.125 |
3.823 4.101 3.293 |
|
Honolulu HomeLoans 681-7500 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.250 3.875 3.375 |
2.250 2.000 0.500 |
3.647 4.079 3.361 |
|
House of Finance 847-8493 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 3.875 3.125 |
1.250 1.250 1.750 |
3.677 4.049 3.548 |
|
Imperial Mortgage 263-6363 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 3.875 2.625 |
2.000 1.375 1.875 |
3.701 4.107 3.266 |
|
Kailua Mortgage 261-7055 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 4.000 3.250 |
0.000 0.075 0.000 |
3.903 4.150 3.229 |
|
Lau, Donald Mortgage 732-8893 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.500 4.000 3.500 |
2.000 2.000 2.000 |
3.897 4.227 3.419 |
|
Legacy Mortgage 545-2212 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.125 3.750 2.750 |
2.500 1.500 1.375 |
3.615 3.946 3.469 |
|
Mason-McDuffie Mortgage 566-0138 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 4.000 3.250 |
1.250 2.000 1.375 |
4.005 4.206 3.520 |
|
Miranda, Violet Mortgage 488-7749 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 3.875 2.875 |
0.000 1.500 1.500 |
4.164 4.108 2.720 |
|
Mortgage Express 532-9555 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.625 4.250 3.375 |
0.000 0.000 1.000 |
3.735 4.317 3.465 |
|
Mortgage Lenders 483-5626 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.875 4.125 3.000 |
0.000 0.000 0.000 |
3.999 4.299 3.999 |
|
One Stop Financial Svcs 983-3323 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.250 3.750 2.125 |
1.900 2.230 2.821 |
3.833 4.110 3.139 |
|
Savvy Realty & Loans 926-3700 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.750 4.000 3.125 |
-0.500 0.300 0.300 |
3.880 4.151 3.483 |
|
Territorial Savings 946-1400 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.375 4.000 4.250 |
1.750 1.250 2.000 |
3.723 4.156 3.479 |
|
Wells Fargo Home Mortgage 946-8832 |
15-YR Fixed 30-YR Fixed 1-YR ARM |
3.250 3.875 2.125 |
1.500 1.625 2.000 |
3.478 4.016 2.940 |
*APR (Annual Percentage Rate) reflects the cost of interest, points and all other finance charges, based on a $200,000 owner-occupant loan. The APR shown for 1-Year ARM loans is computed based on the current value of the underlying rate index. Most ARMs have rate caps, both on how much the interest rate may change each year and over the life of the loan.
