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1993 S. Kihei Road #209
Kihei, Hawaii, USA


 

Mortgage Rates

 

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of Realtors Research Department. Information deemed reliable, however not guaranteed.

Mortgage Rates in Hawaii as of Thursday, September 2, 2010
Lender Term/Type Interest rate, % Points, % *ARP
Aina Mortgage
263-2462
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
4.250
3.375
0.000
0.000
0.000
3.812
4.286
3.431
Akamai Mortgage Hawaii
526-3500
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
4.250
3.000
0.000
0.000
0.000
3.990
4.350
3.230
American Family Lending
888-9013
15-YR Fixed
30-YR Fixed
1-YR ARM
3.625
4.125
2.875
0.000
0.000
0.000
3.815
4.168
3.090
American Home Finance
534-1945
15-YR Fixed
30-YR Fixed
1-YR ARM
3.625
4.125
3.000
0.000
0.000
0.000
3.730
4.224
3.350
American Savings Bank
593-1226
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
4.000
3.125
1.875
1.625
2.000
3.751
4.197
3.420
Bank of Hawaii
877-616-2636
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
3.875
3.250
1.625
2.125
1.500
3.613
4.053
3.288
Castle & Cooke Mortgage
627-9834
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
4.000
2.875
0.000
2.000
2.000
3.864
4.237
3.744
Central Pacific HomeLoans
356-4000
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
3.875
3.125
1.875
2.375
2.000
3.753
4.135
3.321
CUSO of Hawaii
539-0193
15-YR Fixed
30-YR Fixed
1-YR ARM
3.625
4.000
3.500
2.000
1.500
1.000
3.959
4.149
3.273
Finance Factors
522-2000
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
4.000
3.875
1.750
1.500
1.250
3.666
4.146
3.535
First Hawaiian Bank
643-4663
15-YR Fixed
30-YR Fixed
1-YR ARM
3.500
4.000
3.500
2.000
2.000
2.000
3.840
4.190
3.440
Guild Mortgage
263-4622
15-YR Fixed
30-YR Fixed
1-YR ARM
3.500
4.000
3.000
2.000
1.750
1.750
3.904
4.209
3.198
Hawaii National Bank
528-7848
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
3.875
5.500
2.000
2.000
1.750
3.692
3.928
4.100
HomeStreet Bank
596-0343
15-YR Fixed
30-YR Fixed
1-YR ARM
3.500
3.875
3.125
1.500
2.000
1.125
3.823
4.101
3.293
Honolulu HomeLoans
681-7500
15-YR Fixed
30-YR Fixed
1-YR ARM
3.250
3.875
3.375
2.250
2.000
0.500
3.647
4.079
3.361
House of Finance
847-8493
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
3.875
3.125
1.250
1.250
1.750
3.677
4.049
3.548
Imperial Mortgage
263-6363
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
3.875
2.625
2.000
1.375
1.875
3.701
4.107
3.266
Kailua Mortgage
261-7055
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
4.000
3.250
0.000
0.075
0.000
3.903
4.150
3.229
Lau, Donald Mortgage
732-8893
15-YR Fixed
30-YR Fixed
1-YR ARM
3.500
4.000
3.500
2.000
2.000
2.000
3.897
4.227
3.419
Legacy Mortgage
545-2212
15-YR Fixed
30-YR Fixed
1-YR ARM
3.125
3.750
2.750
2.500
1.500
1.375
3.615
3.946
3.469
Mason-McDuffie Mortgage
566-0138
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
4.000
3.250
1.250
2.000
1.375
4.005
4.206
3.520
Miranda, Violet Mortgage
488-7749
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
3.875
2.875
0.000
1.500
1.500
4.164
4.108
2.720
Mortgage Express
532-9555
15-YR Fixed
30-YR Fixed
1-YR ARM
3.625
4.250
3.375
0.000
0.000
1.000
3.735
4.317
3.465
Mortgage Lenders
483-5626
15-YR Fixed
30-YR Fixed
1-YR ARM
3.875
4.125
3.000
0.000
0.000
0.000
3.999
4.299
3.999
One Stop Financial Svcs
983-3323
15-YR Fixed
30-YR Fixed
1-YR ARM
3.250
3.750
2.125
1.900
2.230
2.821
3.833
4.110
3.139
Savvy Realty & Loans
926-3700
15-YR Fixed
30-YR Fixed
1-YR ARM
3.750
4.000
3.125
-0.500
0.300
0.300
3.880
4.151
3.483
Territorial Savings
946-1400
15-YR Fixed
30-YR Fixed
1-YR ARM
3.375
4.000
4.250
1.750
1.250
2.000
3.723
4.156
3.479
Wells Fargo Home Mortgage
946-8832
15-YR Fixed
30-YR Fixed
1-YR ARM
3.250
3.875
2.125
1.500
1.625
2.000
3.478
4.016
2.940


*APR (Annual Percentage Rate) reflects the cost of interest, points and all other finance charges, based on a $200,000 owner-occupant loan. The APR shown for 1-Year ARM loans is computed based on the current value of the underlying rate index. Most ARMs have rate caps, both on how much the interest rate may change each year and over the life of the loan.